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1. Gold Plated CZ Earrings | 2. Mustard Cap Sleeve Bow Tie Blouse | 3. Gold Rhinestone Watch |4. Black Top Handle Purse | 5. Black Stretchy Pencil Skirt | 6. Black Ankle Strap High Heels

From work to business lunches to romantic dinners out, this black stretch pencil skirt will help you achieve a variety of looks throughout the year. The saffron color blouse adds the perfect pop of color to brighten the outfit and I love the top handle purse. Its a perfect and affordable outfit for the office. Frugal can be fabulous!

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